UNA ANNUITY RATES


Bonus Annuities
Long Term

• 10 Year *6.00 %
• $1,000 minimum deposit                                                     $50,000 and up deposit 6.25%
• Minimum guarantee 3.50%
• 10 year decreasing surrender charge
• Unlimited contributions
• 10% free withdrawal after 1 year
• Tax deferred
• No maintenance or administrative fees
• Terminal Illness free withdrawal benefit
• Nursing Home Confinement free withdrawal benefit
• Catastrophic Medical Expense free withdrawal benefit

• 5 Year     *5.40% 
• $1,000 minimum deposit
• Minimum guarantee 3.00%
• 5 year decreasing surrender charge
• Unlimited contributions
• 10% free withdrawal after 1 year
• Tax deferred
• No maintenance or administrative fees
• Terminal Illness free withdrawal benefit
• Nursing Home Confinement free withdrawal benefit
• Catastrophic Medical Expense free withdrawal benefit 

*rate subject to change after first year

Multi Year Interest Rates
Long Term

5 Year  4.25% 

• $1,000 minimum deposit
• Minimum guarantee 3.00%
• One time premium deposit
• 10% free withdrawal after one year
• Tax deferred
• 5 year decreasing surrender charge
• Terminal Illness free withdrawal benefit
• Nursing Home Confinement free withdrawal benefit
• Catastrophic Medical Expense free withdrawal benefit

    
UNA SHORT TERM ANNUITIES

Benefits of the 1, 2, and 3 year annuity

• Surrender charges waived
• $1,000 minimum deposit
• Unlimited contributions
• 30-day window of opportunity to withdraw at the end of the 1, 2 or 3
  years
• 10% free withdrawal each year

**Short Term

• 3 Year  3.75%
• 2 Year  3.50%
• 1 Year  3.50%

**If not withdrawn or renewed, the annuity will continue as a 10-year
contract at the then assigned interest rate

• Coverdell    4.40%

*All rates subject to change

**Rates above effective as of 10/15/09